Enter the numbers for two properties and compare total investment, profit and return on capital in real time. Turn on financing and detailed expenses for a full underwriting view.
Return on capital · side by side
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Acquisition
Property cost
$
Renovation
$
Extra costs
$
Acquisition subtotal
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Closing costs
Property taxes
$
Insurance
$
Sales commission (6% est.)
$
Additional costs
$
Escrow & title
$
Lender, appraisal & inspections
$
Prepaids & HOA transfer
$
Holding costs during renovation
$
Total closing costs
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Financing
Down payment
%
Interest rate
%
Term
yrs
Loan amount
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Monthly principal & interest
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Annual debt service
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Income
Monthly rent
$
Annual rent
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Vacancy allowance
%
Less vacancy
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Effective gross income
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Annual operating expenses
Management
$
Property taxes (from above)
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HOA
$
Insurance (from above)
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Maintenance & repairs
$
CapEx reserve
$
Turnover & leasing fee
$
Utilities you carry
$
Flood insurance
$
Accounting & legal
$
Other
$
Total operating expenses
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Net operating income
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Sale
Sale price
$
Seller concessions
$
Staging & marketing
$
Transfer & recording fees
$
Net sale proceeds
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Results
Less annual debt service
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Jeannette Peña · The 58 Group
jeannette@jeannettepena.com · 713.367.8082
Figures are estimates for informational purposes and do not constitute tax, legal or investment advice. Income tax on profit is not included. Verify taxes, insurance, HOA dues, flood zone and closing costs with official sources before making a decision.